What to Do When Involved in a Car Accident With an Uninsured Driver?

In this booming era, most of us would not prefer to be behind the wheel without valid insurance. The insurance plan not only protects you and others but having it is also obligatory as per the Boston law. Still, there is a small percentage of drivers without valid insurance protection, more than any of us would prefer. Consequently, when uninsured drivers cause road accidents, they create even more issues – especially for the victims. 

Statistically, most areas in Boston have recorded the lowest numbers of uninsured drivers. Notwithstanding, nearly 1 out of every ten drivers on the road here are without insurance, according to a source shared by the Insurance Research Council. So, if you have recently been involved in an incident where you were traveling with an uninsured driver, then certainly, you would be looking for a reliable car accident lawyer in Boston. 

In a few words, there are several options for recovery for people who have been injured in a car accident with an uninsured driver. First, the chances are low that you will be able to seek damages from your insurance provider. So, while it may seem pointless to file a claim against the uninsured driver, you should make the effort. Consequently, you should be aware of the fact that if the at-fault driver in a car accident has enough assets to pay for the judgment, then filing a lawsuit through any reputable personal injury lawyer in Boston can be worth your time, effort, and money. Otherwise, it is all going to be in vain. 

WHAT TO DO NEXT? 

If an uninsured driver causes a collision, there are several steps they can take to protect themselves and increase the chances of a full recovery. However, even though the injured driver will seek recovery/compensation from their insurance provider, they may still face some challenges in getting the claim approved. This is where it requires the specific person to be knowledgeable enough throughout the entire claim process. 

First of all, an official report should be requested. As most top personal injury lawyers share that every policy is different, they still request the victim submit an official police report for claiming coverage. Additionally, the driver should take notes, get witness names, and document information about the incident scene. This makes a lot of sense because that information may help in proving that the unassured driver was fully responsible for the car accident. 

Furthermore, keeping a record of all the general and medical expenses is certainly important. However, having evidence of injuries and the treatment is the bottom line and can support you in proving the case for damages to your insurance provider. 

Last but not least, work with an experienced car accident lawyer in Boston and keep in mind that almost every insurance provider comes as a business, and their job is to maximize profits. In simple terms, this means they will try their best to pay out as little as possible for your car accident claims. Therefore, only a skilled attorney specializing in car accident cases can advocate for you, helping you receive the maximum compensation for your injuries and damages. 

Ultimately, any car accident experience can be petrifying. If the driver responsible for hitting you doesn’t have insurance, that fear might multiply dealing with the stress of your uncovered damages. As of now, we hope you understand why having an established personal injury lawyer makes a lot of sense. Keep in mind, they not only help you get the compensation but, more importantly, what is best for you.