When injuries happen, corporations work hard with insurance companies to minimize the financial obligations of the event due to their negligence.

They bombard victims with calls, legal jargon and  a lack of urgency in the hopes to tire victims out and make them settle. There are a few secrets they don’t want you to know especially when you have been a victim of personal injury; it can be from a car accident, slip & fall, defective product, construction site accident and more. James Swartz discusses briefly a few things to look out for when you hear from these insurance companies and corporations. 

  1. Don’t Accept the First Offer. Initial Communications and offers by insurance companies are almost always lowball numbers. That “offer” may be a financial number that you have never seen before, can look very appealing and its done with the hopes of you not pursuing the case any further. Nevertheless, you still have to consider the lifetime effects that the claim will have on you such as medical costs, personal care, emotional distress, day to day life costs especially if you are unable to work and so forth.
  2. Insurance Companies Only Care About Themselves. The only real interest of an insurance company is their own bottomline. So when you’re dealing with an adjuster that seems friendly and appears to be on your side, don’t buy it! They only care about keeping as much money as possible in their pockets, despite your obvious needs and expenditures from your case.
  3. Be Knowledgeable of All Deadlines. There are important deadlines that have to be met in any claim that is going to be pursued. For example, there are certain notice requirements that have to be provided to the defendant within a 2 year period. There are certain statute of limitations that have to be met for certain personal injury cases within 3 years.  Missing any of these deadlines can have a devastating effect on the potential success of your case or you won’t be able to pursue your case at all.

In addition to your substantive rights within a personal injury case i.e; what happened in the accident, what your injuries are and so forth, you have procedural issues that must be addressed in any personal injury case.


This is why it is important to work with an experienced attorney like the team here at Swartz & Swartz P.C. that is knowledgeable of these deadlines & statutes and is familiar with the schemes that some insurance companies play on victims. We can guide you through  this  process to make sure that you get what is rightfully yours and ensure that all deadlines are met so that we can fortify the success of your case.

Our lawyers are here to answer your questions and discuss how to protect your legal rights. Call our Boston, Massachusetts office at (617) 742-1900, or toll-free at 1-800-545-3732 or contact us here.