Knowing what to do in these circumstances could play a major role in your ability to secure all the financial compensation for which you may be eligible. Keep reading to learn more.
Hurt in a Hit & Run Car Accident in Massachusetts? Essential Information About No-Fault Laws
Being injured in a car accident can have a significant impact on your finances. Odds are your injuries will require medical treatment. Depending on the severity of your injuries, the bills for said treatment could be costly.
Your injuries can also limit your ability to work during your recovery. If you can’t work, you can’t bring home a paycheck.
In many states, a victim in these circumstances might pursue financial compensation for their losses by filing a claim with the insurance of the driver who caused their accident. Securing the compensation they deserve would be challenging if the negligent driver fled the scene.
Luckily, Massachusetts is a no-fault state. In a no-fault state, a car accident victim’s own insurance is responsible for compensating them for losses like medical bills. This is the case even if an accident was someone else’s fault. That means you can receive compensation even if you don’t know the identity of the driver who struck your vehicle.
However, in Massachusetts, car accident victims also have the option to file additional claims against the negligent parties who caused their accidents if their injuries are severe enough to meet a certain threshold. If you’ve sustained serious injuries as a result of your accident and are thus considering filing a separate claim or lawsuit, but you were involved in a hit and run, follow the recommendations here:
Stay at the Scene
If you haven’t yet been involved in a hit and run, but you’re reading this to learn what you should do in case this ever happens, this is a critical piece of advice, if the nature of your injuries permit. Don’t make the mistake of attempting to pursue the driver who struck you. Doing so puts you at risk of incurring even graver injuries.
Get to a Safe Spot
Instead of pursuing the driver who caused your accident, check yourself for injuries, then move to a safe spot away from traffic.
Don’t operate your vehicle unless you’re thoroughly confident it’s safe to do so. You might be better off traveling on foot, if you are in a safe area for walking.
Call the Police
Call the police to report the accident. You don’t need to know the number of the local department with jurisdiction in your area. You can simply call 911. The dispatcher will send an officer from the relevant department.
The fact that a negligent driver fled the scene of your accident doesn’t mean said driver can’t be identified later. Details such as their appearance, the make and model of their vehicle, and their license plate number could all be used to track them down.
Make a note of any details you remember and be sure to share this information with the police right away when they arrive at the scene of the accident to investigate. Next, identify potential witnesses and get their contact information.