You’re hurt in a collision when a speeding driver runs into your vehicle
Ownership at a retail store fails to install adequate outdoor lighting in the parking lot, causing you to trip over an unseen obstruction at night
You’re injured when a negligent surgeon makes an error during a procedure
The manner in which your injuries may impact your life (and livelihood) can depend on their severity. A sprain or similar relatively minor injury may require some basic medical treatment and could theoretically prevent you from doing your job until you make a full recovery. However, more serious injuries could permanently interfere with your quality of life.
If you’re injured because of another party’s negligence in Massachusetts, you can file an insurance claim or lawsuit to seek financial compensation for your medical bills, lost wages, and related losses. If your injuries are severe enough to qualify as catastrophic, the amount of compensation for which you’re eligible could also include damages for future losses.
What is a Catastrophic Injury in an MA Personal Injury Case?
Catastrophic injuries can take various forms. Typically, to qualify as a catastrophic injury, the harm a victim sustains must be significantly debilitating, to the point that they’re unable to work and enjoy their usual life activities.
Examples of injuries that might qualify as catastrophic include (but aren’t necessarily limited to):
Traumatic brain injuries, which may result in mood disorders, cognitive difficulties, memory problems, etc.
Spinal cord injuries, which may cause paralysis
Injuries resulting in or requiring the amputation of limbs
Severe, disfiguring burns
Injuries resulting in organ damage
You may not know whether your injuries qualify as catastrophic, and how this might affect your claim or lawsuit if they do. This is one of many reasons to strongly consider discussing your case with a Massachusetts personal injury attorney before taking legal action. An expert can evaluate your injuries and explain how you may proceed.
Seeking Compensation for a Catastrophic Injury in Massachusetts
The losses and damages you might incur if you sustain a catastrophic injury due to the negligence of another party may be quite significant. Examples include:
High medical bills, which may be ongoing if you find yourself in need of lifelong medical care
Lost earning potential
Pain and suffering, and other such non-economic losses
You deserve to receive proper compensation for these damages if you would not have been injured but for another party’s carelessness. Pursuing the compensation for which you’re eligible may involve these steps:
Thoroughly investigating the accident to properly identify any and all responsible parties
Interviewing witnesses and gathering other forms of evidence to demonstrate that your injuries directly resulted from the liable parties’ negligence
Gathering evidence and documentation to prove your injuries qualify as catastrophic because they are likely to permanently prevent you from returning to work
Filing a thorough claim with the insurance of the negligent parties who caused your injuries
Corresponding with insurance adjusters and entering into negotiations if their initial settlement offers are not fair
Additionally, it’s possible an insurer will never agree to a fair settlement. It may be necessary to file a lawsuit and pursue damages in court if this happens.